Rates

Savings Rates

Regular Shares

Savings Rates	Dividend	Rate	APY	Minimum Required Balance	Minimum Opening Deposit
Regular Shares	.05%	.05%	0.050012%	$1,000 and above	$25.00
	0.00	0.00%	$25.00	$25.00
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Club - Taxes

Savings Rates	Dividend	Rate	APY	Minimum Required Balance	Minimum Opening Deposit
Club - Taxes	.05%	.05%	.050012%	N/A	N/A
APY = Annual Percentage Yield  Return to top

Share Secured

Savings Rates	Dividend	Rate	APY	Minimum Opening Deposit
Share Secured	.05%	.05%	.050012%	N/A
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Christmas Club

Savings Rates	Dividend	Rate	APY	Minimum Required Balance	Minimum Opening Deposit
Christmas Club	.05%	.05%	.050012%	N/A	N/A
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Regular Sharedraft

Savings Rates	Dividend	APY	Minimum Required Balance	Minimum Opening Deposit
Regular Sharedraft	0.00%	0.00%	N/A	N/A
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DBA Sharedraft

Savings Rates	Dividend	APY	Minimum Required Balance	Minimum Opening Deposit
DBA Sharedraft	0.00%	0.00%	N/A	N/A
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High Yield Sharedraft

Savings Rates	Dividend	Rate	APY	Minimum Required Balance	Minimum Opening Deposit
High Yield Sharedraft	.77%	.50%	0.501147%	$75,000 + up	N/A
	.65%	.45%	0.450929%	$50,000 - $74,999	N/A
	.45%	.40%	0.400734%	$10,000 - $49,999	N/A
	.15%	.15%	0.150103%	$2,500 - $9,999	N/A
	.10%	0.100459%	0 -$2,499	N/A
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Money Market Accounts

Savings Rates	Dividend	Rate	APY	Minimum Required Balance	Minimum Opening Deposit
Money Market Account	.77%	.50%	.501147%	$75,000 and up	N/A
	.65%	.45%	.450929%	$50,000 - $74,999	N/A
	.45%	.40%	.400734%	$10,000 - $49,999	N/A
	15%	.15%	.150103%	$2,500 - $9,999	N/A
	.10%	.10%	.100459%	0 - $2,499	N/A
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Certificate of Deposits

Savings Rates	Term	Dividend	Rate	APY	Limits	Minimum Opening Deposit
Certificate of Deposit	18 mos.	.77%	.50%	.501147%	Penalty for early withdrawal	$500
	12 mos.	.65%	.45%	.4509290%	Penalty for early withdrawal	$500
	6 mos.	.45%	.40%	.40734%	Penalty for early withdrawal	$500
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