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RatesSecured & Unsecured Personal LoansSecured LoansRates effective July 22, 2009| Loan Type | Score | Term | Rate | Limits | | | | | Share Secured - Type 16 | A - E | Up to 120 months | 3.50% | $50,000 | | | | * Shares need to be deposited to type 15 savings accounts.
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Unsecured/Signature LoansRates effective July 22, 2009| Loan Type | Score | Term | Rate | Limits | | | | | Signature Loan, Co-maker Loan, & Un-secured Loan | A | 36 months | 7.90% | up to $7,000 | | | | | | A | 48 months | 9.90% | up to $7,000 | | | | | | A | 60 months | 11.90% | up to $7,000 | | | |
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Debt Consolidation & Real Estate TaxesRates effective July 22, 2009| Loan Type | Score | Term | Rate | Limits | Note | | | | | Debt Consolidation & Real Estate Taxes | A | Up to 36 months | 10.00% | up to $5,000 | Debts up to 36 months |  | | | | | | | | | * Checks payable to the city or debtor only
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